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Top Tips to Navigate Regulatory Complexities

Hey there fellow SME champions,   We get it. The world of rules and regulations feels like a maze sometimes, doesn’t it? It’s always changing, and keeping everything from your team’s culture to your sales process in line with the latest laws can seem like juggling while riding a unicycle. But guess what? It’s not… Continue reading Top Tips to Navigate Regulatory Complexities

Case Study – UK Motor Insurer needed a rebuild on their pricing models

Our pricing specialists helped an established insurer deploy machine-learning pricing models for the first time.   A mature UK Motor insurer worked with HAL to rebuild key existing pricing models using Gradient Boosting Machines (GBMs). Insurers increasingly use machine learning models like GBMs to automate and increase the accuracy of their pricing models. However, GBMs… Continue reading Case Study – UK Motor Insurer needed a rebuild on their pricing models

Case Study – Risk Index for entrant into the UK Motor Industry

Our experts worked with a disruptive new entrant to the UK Motor market to build a rating algorithm tailored to the target customer base.   New entrants have no pre-existing claims to use as a basis for pricing models. So instead, our experts used our proprietary model and price comparison website quote data to build… Continue reading Case Study – Risk Index for entrant into the UK Motor Industry

Case Study – New Entrant to UK General Insurance Market

Our proprietary framework and problem-solving exercises enabled a leading consumer brand to design their strategy and tactics for launching into the UK general insurance market.   Our client wanted assistance to fully understand the implications of the General Pricing Practices and Fair Value regulation on their proposed go-to-market proposition.   The firm was keen to… Continue reading Case Study – New Entrant to UK General Insurance Market