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Unrivalled expertise

Our services are tailored for banking, payment and travel money leaders who want to accelerate growth and enhance resilience

Our four Specialist Services are led by Financial Services Practitioners

Financial services practitioners with sector specialists in well-known and emerging brands have given us exclusive insights into the key ingredients for success.

Our specialist services have been crafted through real-world experience and are designed to maximise success.


Our specialist services are proven to maximise growth opportunities and improve regulatory outcomes. 

Why choose HAL to support your business needs


Benefit from unrivalled banking, payments and foreign exchange expertise to solve challenges and accelerate competitive advantage

We deliver industry-leading outcomes for your business by combining the latest customer, commercial and regulatory thinking. Our experts bring expertise from a range of banks, credit unions, consumer lenders, payment providers and E-Money licenced firms. 




Work with industry experts who deeply understand the latest regulatory trends. We use this to deliver the right outcomes for your business

Complete a series of strategic blueprint reviews and audits to build, grow and run more commercially successful and compliant products. Fuse customer, regulatory and commercial outcomes more effectively with our unique practitioner guidance.



Use a proven process for managed innovation that will help you improve your proposition and product design and create high-quality prototypes

We accelerate competitive advantage by delivering you innovative proposition design. We do this by linking the latest technology, data, customer and commercial thinking. Our managed innovation process brings this to life and includes the option for you to prototype solutions.



Our market-leading Dynamic Currency Conversion (DCC) expertise provides opportunities to strengthen commercial and regulatory outcomes

Our practitioners share the latest ATM DCC global trends and competitor responses. Including new product development, best practices and innovation across the ATM market. In addition, our experts supply you with forward-looking customer, regulatory and commercial opportunities you can act upon quickly.



Meet the team leading our services for this sector

Experienced professionals who have run businesses, products, and functions in the UK and Internationally. Sectors include global banking,
transactional payments, regulation, AML and sanctions.


Giles Custerson

Founding Partner


James Yerkess

Founding Partner

Dean Image

Dean Rigby

Founding Partner