We are different to other consultancies
HAL is a team of industry experts and business leaders with decades of experience in general insurance. Our team has faced the same opportunities and challenges as you, and knows how to tackle them and win! Because of this, we have put together a team that spans pricing, data and analytics, technology, product, customer, brand, and regulation.
The goal is to help insurers make the important connections between these areas, enabling them to manage a multitude of business challenges.
We apply our structured methodologies to give our general insurance clients a step-by-step guide to working through pricing challenges, changing buying behaviours, new technologies, operating models, and shifting marketing dynamics.
We initiate meetings or workshops to identify your specific challenges and needs, then provide a detailed plan covering potential solutions, timelines, resources, and costs.
Our team provide pricing expertise in optimisation, technical, data, systems, and culture. With a focus on commercial versus technical decision-making, this includes recommendations.
Supporting strategic problem-solving and tactical delivery with business teams. For example, addressing GIPP and technical model developments.
Our roadmap, built collaboratively with you based on assessment findings, helps shape your forward-looking pricing strategy, emphasizing value and ease of implementation.
Senior practitioners with decades of experience in the general insurance pricing and proposition field
Lead Pricing Consultant
Insurance Pricing Consultant and Chief Underwriting Officer at Flock